{"id":651,"date":"2023-01-08T19:42:02","date_gmt":"2023-01-08T18:42:02","guid":{"rendered":"https:\/\/vakifbank.de\/?page_id=651"},"modified":"2023-11-22T10:43:53","modified_gmt":"2023-11-22T09:43:53","slug":"datenschutzerklarung","status":"publish","type":"page","link":"https:\/\/vakifbank.de\/en\/datenschutzerklarung\/","title":{"rendered":"Privacy policy"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"651\" class=\"elementor elementor-651\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-45d3f60 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"45d3f60\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1ea9c42\" data-id=\"1ea9c42\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f5e77de elementor-widget elementor-widget-heading\" data-id=\"f5e77de\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Privacy policy<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-88db07a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"88db07a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3e4cbb1\" data-id=\"3e4cbb1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d510d9a elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"d510d9a\" data-element_type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h6&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;marker_view&quot;:&quot;bullets&quot;,&quot;icon&quot;:{&quot;value&quot;:&quot;&quot;,&quot;library&quot;:&quot;&quot;},&quot;no_headings_message&quot;:&quot;Es wurden keine \\u00dcberschriften auf dieser Seite gefunden.&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h2 class=\"elementor-toc__header-title\">\n\t\t\t\tTable of contents\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__d510d9a\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__d510d9a\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__d510d9a\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e85c13c elementor-widget elementor-widget-text-editor\" data-id=\"e85c13c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Status: 17\/08\/2023<\/strong><\/p><p><strong>\u00a0<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1973648 elementor-widget elementor-widget-text-editor\" data-id=\"1973648\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tHerewith we inform you about the processing of your personal data in accordance with Article 13 and 14 of the General Data Protection Regulation (GDPR) as well as about the rights you have under data protection and privacy law. The content and extent of data processing depend on the products and services you have requested or agreed upon with us \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56ff6f1 elementor-widget elementor-widget-text-editor\" data-id=\"56ff6f1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>1. who is responsible for the data processing?<\/strong><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-742844e elementor-widget elementor-widget-text-editor\" data-id=\"742844e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>VakifBank International AG<\/strong><br \/>Branch Office Germany<br \/>Alter Markt 54<br \/>50667 K\u00f6ln<\/p><p>Phone:<a href=\"http:\/\/+4922128064670\" data-wplink-url-error=\"true\"> <u>+49-221-280 64 67 &#8211; 0<\/u><\/a><\/p><p>Fax:<a href=\"http:\/\/+49-221-258 94 28\" data-wplink-url-error=\"true\"> <u>+49-221-258 94 28<\/u><\/a><br \/>E-mail: <a href=\"mailto:infokoeln@vakifbank.de\"><u>infokoeln@vakifbank.de<\/u><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f3a1e7 elementor-widget elementor-widget-text-editor\" data-id=\"8f3a1e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Branch Office of VakifBank International AG in Germany has nominated a Data Protection Officer (\u201cDPO\u201d) who is available to answer questions about the processing of your personal data. The DPO can be contacted via e-mail at datenschutz@vakifbank.at<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aaca7e0 elementor-widget elementor-widget-text-editor\" data-id=\"aaca7e0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>2. What data do we processed and where do these data come from?<\/strong><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19d88c0 elementor-widget elementor-widget-text-editor\" data-id=\"19d88c0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<span style=\"text-decoration: underline;\">Data processing in the context of account opening and account management<\/span>\n\n&nbsp;\n<ul>\n    <li>- Name and title<\/li>\n    <li>- Address and second address<\/li>\n    <li>- Date and place of birth<\/li>\n    <li>- Nationality<\/li>\n    <li>- E-mail address<\/li>\n    <li>- Phone number<\/li>\n    <li>- Residency (currency status)<\/li>\n    <li>- Profession<\/li>\n    <li>- Identification data (e.g. ID card data)<\/li>\n    <li>- Authentication data (e.g., specimen signature)<\/li>\n    <li>- Information on your financial status<\/li>\n    <li>- Documentation data (e.g. counselling protocols)<\/li>\n    <li>- Register data<\/li>\n    <li>- Video and phone recordings<\/li>\n    <li>- Information derived from our communication<\/li>\n    <li>- Account data (IBAN, BIC, account number, type of account, account balance, turnover or order data)<\/li>\n    <li>- Customer number<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c59982b elementor-widget elementor-widget-text-editor\" data-id=\"c59982b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<span style=\"text-decoration: underline;\">Data processing in the context of self-disclosure regarding tax residency (CRS, FACTA)<\/span>\n\n&nbsp;\n<ul>\n    <li>- Name and title<\/li>\n    <li>- Address<\/li>\n    <li>- Date, place and country of birth<\/li>\n    <li>- Information whether the person is a U.S. person<\/li>\n    <li>- Information on tax residency (country, tax ID or justification for its absence)<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abaa128 elementor-widget elementor-widget-text-editor\" data-id=\"abaa128\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<span style=\"text-decoration: underline;\">Data processing in the context of Know Your Customer Questionnaire<\/span>\n<br>\n&nbsp;\n<ul>\n \t<li>- Name and title<\/li>\n \t<li>- Address<\/li>\n \t<li>- Date and place of birth<\/li>\n \t<li>- Nationality<\/li>\n \t<li>- E-mail address<\/li>\n \t<li>- Phone number<\/li>\n \t<li>- Residency (currency status)<\/li>\n \t<li>- Employer (company, address)<\/li>\n \t<li>- Profession<\/li>\n \t<li>- Information on the background of the business relationship or domestic reference<\/li>\n \t<li>-Information on the origin of the current\/future assets<\/li>\n \t<li>- Information and documents as proof of income\/assets<\/li>\n \t<li>- Information on the intended use of the assets<\/li>\n \t<li>- Information on whether the account holder is a politically exposed person (PEP) and description of exposure<\/li>\n \t<li>- Account data (passbook name, account number, account type, term, interest rate, control number, password, account balance or account status, transactions or order data)<\/li>\n \t<li>- Specimen signature (only for legitimised savings book)<\/li>\n \t<li>- Customer number<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75bddd3 elementor-widget elementor-widget-text-editor\" data-id=\"75bddd3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<span style=\"text-decoration: underline;\">Data processing in the context of opening and management of time deposit accounts<\/span>\n<ul>\n    <li>- Name and title<\/li>\n    <li>- Address<\/li>\n    <li>- Information on possible US citizenship or tax liability \/ tax residency<\/li>\n    <li>- Date and place of birth<\/li>\n    <li>- Nationality<\/li>\n    <li>-Profession<\/li>\n    <li>- Marital status<\/li>\n    <li>- Phone number<\/li>\n    <li>- E-mail address<\/li>\n    <li>- Identification data (e.g. ID card data)<\/li>\n    <li>-Video and phone recordings of the video-identification<\/li>\n    <li>- Account data (account number, type of account, account balance or account balance, reference account, transactions or transfer transactions including related information)<\/li>\n    <li>- Type and origin of the funds<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8870c84 elementor-widget elementor-widget-text-editor\" data-id=\"8870c84\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<span style=\"text-decoration: underline;\">Data processing in the context of video-identification before opening a time deposit account<\/span><br><div>\nTo make it easier for you to open a transfer account, we offer an online video-identification for the required identification. The video identification is conducted on our behalf and exclusively for our purposes by CRIF GmbH and WebID Solutions GmbH, who are obliged to comply with all applicable data protection regulations. We provide your personal data (name, date of birth, address, e-mail address, phone number and your preferred language). In the video-identification WebID employees take photos of you and your identification document (passport, ID card, driving license) via your camera. These are transmitted to us for identification and account opening.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4caada8 elementor-widget elementor-widget-text-editor\" data-id=\"4caada8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<span style=\"text-decoration: underline;\">Data processing in the context of guarantee facility agreements<\/span>\n<br>\n<ul>\n    <li>- Name and title of the borrower and guarantor<\/li>\n    <li>- Account number<\/li>\n    <li>- Customer number<\/li>\n    <li>- Credit data (guarantee facility, term, processing fee, liability commission, expense reimbursement, debit interest, default interest)<\/li>\n    <li>- Pledge agreement for savings deposits: pledgee, passbook number, account number, account holder, password, legitimised person<\/li>\n    <li>- Pledge agreement life insurance: pledgee, life insurance policy, policyholder<\/li>\n    <li>- Mortgage: debtor<\/li>\n<\/ul>\n<br>\nWe process personal data you disclose to us as well as data we obtained from registers of debtors, land registers, the commercial register and register of associations, press, media, and the internet. If necessary for the provision of our services, we process personal data that we have received from third parties (e.g., SCHUFA, German Federal Central Tax Office) in a permissible manner (e.g., for the execution of orders, for the fulfilment of contracts or based on your consent).\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f85ab8e elementor-widget elementor-widget-text-editor\" data-id=\"f85ab8e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>3. For which purposes and on what legal basis are my data processed?<\/strong><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0e7bd0 elementor-widget elementor-widget-text-editor\" data-id=\"a0e7bd0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<span style=\"text-decoration: underline;\">Data processing in the context of guarantee facility agreements<\/span>\n<br>\nThis data processing serves to fulfil the contract in the context of the business relationship for the provision of banking transactions and financial services with you as a customer (Art. 6 para. 1 lit. B GDPR) and to comply with the bank's legal obligations (Art. 6 para. 1 lit. c GDPR), such as reporting certain suspicious cases to the Money Laundering Reporting Office (Section 43 GwG), creditworthiness checks, identity and age checks, the fulfilment of tax control and reporting obligations and the assessment and management of risks in the bank and in the Group.\n<br<<br&gt;\nIf necessary, data may be processed by us or third parties beyond the actual fulfilment of the contract to safeguard legitimate interests (Art. 6 para. 1 lit. f GDPR). Examples of data processing for legitimate interests are\n<br><br>\n<ul>\n    <li>- Consultation of and data exchange with credit agencies (e.g. SCHUFA) to determine creditworthiness or default risks and the need for a seizure protection account or basic account,<\/li>\n    <li>- Assertion of legal claims and defence in legal disputes<\/li>\n    <li>- Risk management in the group of companies and the Group<\/li>\n    <li>- Prevention and investigation of criminal offences through video surveillance and collection of evidence<\/li>\n    <li>- Proof of withdrawals and deposits, e.g. at ATMs<\/li>\n    <li>- Measures for building and system security (e.g. access controls)<\/li>\n    <li>- Measures to safeguard domiciliary rights<\/li>\n    <li>- Measures to prevent and combat fraud (Fraud Transaction Monitoring)<\/li>\n<\/ul>\n<br><br>\nIf you have given us your consent (Art. 6 para. 1 lit. a GDPR) to process your data (e.g. for marketing activities or the setting of technically unnecessary cookies on our website), processing will only take place in accordance with and within the scope of the purposes specified in the consent. Any consent given can be revoked at any time free of charge with effect for the future. This also applies to the revocation of declarations of consent given to us before the GDPR came into force, i.e. before 25 May 2018.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b547dd elementor-widget elementor-widget-text-editor\" data-id=\"0b547dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>4. is there automated decision-making including profiling?<\/strong><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2868f73 elementor-widget elementor-widget-text-editor\" data-id=\"2868f73\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWe do not use automated decision-making mechanisms as per Article 22 GDPR for deciding on whether to enter into a business relationship or the pertaining provision of services. Before applying such procedures in individual cases and as required by law, we will inform you about this separately.\n<br><br>\nDue to legal and regulatory requirements, we are obliged to combat money laundering, terrorist financing and criminal offences that endanger assets. In the process, data analyses (including payment transactions) are conducted. These measures protect you as well. We use scoring to assess your creditworthiness. It calculates the probability that a customer will meet his or her payment obligations in accordance with the contract. The calculation may include inter alia income, expenses, existing liabilities, occupation, employer, length of employment, experience from previous business relationships, repayment of previous loans in accordance with the contract as well as information from credit agencies. The scoring is based on a mathematically-statistically accepted and proven procedure. The calculated score values support us in our decision-making of product transactions and are included in the ongoing risk management.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7f3c78 elementor-widget elementor-widget-text-editor\" data-id=\"f7f3c78\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>5. Who receives my data?<\/strong><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e49331 elementor-widget elementor-widget-text-editor\" data-id=\"7e49331\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWithin VakifBank International AG only those units and employees have access to your data that need it to fulfill contractual, legal, and regulatory obligations. Moreover, commissioned processors will receive your data if needed to provide their services. These are companies that offer credit services, IT services, logistics, printing services, telecommunication services and debt collection. All processors are under the obligation to maintain banking secrecy about all facts of which they become aware, must treat those data confidential and shall only process your data within the scope of the provision of services. Within the VakifBank Group data may be transferred for administrative reasons, for risk management due to legal or regulatory obligations or because the processing of customer data is necessary.\n<br><br>\nIf you open a time deposit account online, we forward your personal data to CRIF GmbH as our processor to perform video-identification. CRIF GmbH forwards to us the results and all the data you disclose.\n<br><br>\nAccording to the General Terms and Conditions agreed between us, we are obliged to maintain secrecy about all customer-related facts and evaluations of which we become aware (banking secrecy). We may only pass on information about you if it is required by law, if you have consented or if we are authorized to provide banking information. Under these conditions, recipients of personal data may be:\n<br><br>\n<br>\n<br><br>\n<ul>\n    <li>- Public authorities and institutions (e.g., Deutsche Bundesbank, BAFIN, financial authorities) if there is a legal obligation.<\/li>\n    <li>- Other credit and financial services institutions or comparable institutions to which we transmit personal data to carry out the business relationship with you.<\/li>\n    <li>- Other data recipients such as bodies for which you have given us your consent to transfer data to or for which you have released us from banking secrecy in accordance with your consent.<\/li>\n    <li>A data transfer to third countries outside of the EU \/ EEA only takes place if<\/li>\n    <li>- it is necessary to execute your orders (e.g., payment orders),<\/li>\n    <li>- it is required by law (e.g., reporting obligations under tax law),<\/li>\n    <li>- you gave us your consent to do so, or<\/li>\n    <li>- it is necessary in the context of a Data Processing Agreement.<\/li>\n<\/ul>\n\n<br><br>\n\n\nWhere a data transfer to third countries takes place and no adequacy decision of the European Commission as per Article 45 GDPR exists for the respective third country, such data transfer is based on appropriate safeguards as per Article 46 GDPR, such as standard contractual clauses (SCC) of the European Commission.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0503bdf elementor-widget elementor-widget-text-editor\" data-id=\"0503bdf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>6. For how long will my data be stored?<\/strong><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5d8cce elementor-widget elementor-widget-text-editor\" data-id=\"e5d8cce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If necessary, we store your personal data for the duration of the entire business relationship (from pre- contractual first contacts to contract execution and contract termination). We store your data beyond the end of our business relationship to fulfill legal retention or documentation requirements based on the German Commercial Code (HGB), the German Tax Code (AO), the German Banking Act (KWG), and the Money Laundering Act (GwG). The storage periods specified there are 2 to 10 years. Additionally, the statutory periods of limitation as per Sec. 195 ff of the German Civil Code (BGB), which in certain cases can be up to 30 years (whereby the general limitation period is 3 years), must be considered for the storage period in the context of preserving evidence.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7d985f elementor-widget elementor-widget-text-editor\" data-id=\"e7d985f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>7. What data protection rights do I have?<\/strong><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e3340d elementor-widget elementor-widget-text-editor\" data-id=\"6e3340d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThe GDPR grants data subjects the following rights:\n<br><br>\nIn accordance with Art. 15 GDPR, you can request information about your personal data processed by us. In particular, you can request information about the purposes of processing, the categories of\n<br><br>\nThe data subject shall have the right to obtain from us confirmation as to whether or not personal data concerning him or her are being processed, the categories of recipients to whom the personal data have been or will be disclosed, the envisaged period for which the personal data will be stored, the existence of the right to request rectification, erasure, restriction of processing or objection, the existence of the right to lodge a complaint, the source of the personal data if they were not collected by us, whether they will be transferred to a third country or to an international organisation, and the existence of automated decision-making, including profiling and, where applicable, meaningful information about the details thereof.\n<br><br>\nIn accordance with Art. 16 DSGVO, you can immediately request the correction of incorrect or the completion of your personal data stored by us.\n<br><br>\nPursuant to Art. 17 DSGVO, you may request the erasure of your personal data stored by us, unless the processing is necessary for the exercise of the right to freedom of expression and information, for compliance with a legal obligation, for reasons of public interest or for the assertion, exercise or defence of legal claims.\n<br><br>\nPursuant to Article 18 of the GDPR, you may request the restriction of the processing of your personal data if you dispute the accuracy of the data, the processing is unlawful, we no longer need the data and you object to their deletion because you need them to assert, exercise or defend legal claims. You also have the right under Art. 18 DSGVO if you have objected to the processing in accordance with Art. 21 DSGVO.\n<br><br>\nPursuant to Art. 20 DSGVO, you may request to receive your personal data that you have provided to us in a structured, commonly used and machine-readable format or you may request that it be transferred to another controller.\n<br><br>\nIn accordance with Art. 7 para. 3 GDPR, you can revoke your consent to us at any time. As a result, we are no longer permitted to continue the data processing based on this consent in the future. This also applies to the revocation of declarations of consent that were given to us before the GDPR came into force, i.e. before 25 May 2018.\n<br><br>\nIn accordance with Art. 77 GDPR, you have the right to lodge a complaint with the competent data protection supervisory authority (State Commissioner for Data Protection and Freedom of Information North Rhine-Westphalia, P.O. Box 20 04 44, 40102 D\u00fcsseldorf, Tel.: 0211\/38424-0, Fax: 0211\/38424-999, e-mail: poststelle@ldi.nrw.de).\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22d0333 elementor-widget elementor-widget-text-editor\" data-id=\"22d0333\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>8. Am I obliged to provide data?<\/strong><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b0d0e6 elementor-widget elementor-widget-text-editor\" data-id=\"4b0d0e6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWithin the scope of our business relationship, you must provide those personal data that are necessary for the establishment and execution of a business relationship and the fulfilment of the associated contractual obligations or which we are legally obliged to collect. Without this data, we will usually have to refuse the conclusion of the contract or the execution of the order or will no longer be able to perform an existing contract and may have to terminate it.\n<br><br>\nIn particular, we are obliged under money laundering regulations to identify you before establishing the business relationship, for example by means of your identity card, and in doing so to verify your\n<br><br>\nname, place of birth, date of birth, nationality and your residential address. To enable us to fulfil this legal obligation, you must provide us with the necessary information and documents in accordance with Section 10 (6) GwG and notify us immediately of any changes that arise in the course of the business relationship. If you do not provide us with the necessary information and documents, we may not enter into or continue the business relationship requested by you.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95df3e7 elementor-widget elementor-widget-text-editor\" data-id=\"95df3e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>9. information about your right to object on a case-by-case basis in accordance with Art. 21 GDPR<\/strong><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4b5f8a elementor-widget elementor-widget-text-editor\" data-id=\"d4b5f8a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You have the right to object, on grounds relating to your particular situation, at any time to processing of personal data concerning you which is based on Art. 6 para. 1 lit. e GDPR (data processing in the public interest) and Art. 6 para. 1 lit. f GDPR (data processing on the basis of a balancing of interests), <strong>Contradiction<\/strong> to object. This also applies to profiling based on this provision within the meaning of Art. 4 (4) GDPR. If you object, we will no longer process your personal data unless we can demonstrate compelling legitimate grounds for the processing which override your interests, rights and freedoms, or the processing serves the establishment, exercise or defence of legal claims. The objection can be made informally and should preferably be addressed to<\/p><p>VakifBank International AG<\/p><p>Branch Office Germany<\/p><p>Data Protection Officer<\/p><p>Alter Markt 54<\/p><p>50667 K\u00f6ln<\/p><p>Tel: <a href=\"tel:+49-221-280 64 67-0\">+49-221-280 64 67-0<\/a><\/p><p>Fax:<a href=\"tel:+49-221-258 94 28\"> +49-221-258 94 28<\/a><\/p><p>E-mail: <a href=\"mailto:datenschutz@vakifbank.at\">datenschutz@vakifbank.at<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d8d91c elementor-widget elementor-widget-text-editor\" data-id=\"7d8d91c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>10. Amendment of the Privacy Notice<\/strong><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8d0e7e elementor-widget elementor-widget-text-editor\" data-id=\"e8d0e7e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPlease note that changes in the legal situation, technical developments as well as changes to our range of services and organisational changes may make it necessary to adapt or update the data protection declaration.\n<br><br>\nWe expressly reserve the right to amend this privacy policy, in particular due to changes in the legal situation or changes to banking processes and products. The current version of the privacy policy will be published on this website, stating the date of amendment.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Privacy policy Table of contents Status: 17\/08\/2023 We hereby inform you about the processing of your personal data in accordance with Art. 13 and 14 GDPR and the data protection claims and rights to which you are entitled. The content and scope of the data processing depend largely on which products and services you have requested or agreed with you. 1. who is responsible for [...]<\/p>","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_uag_custom_page_level_css":"","footnotes":""},"class_list":["post-651","page","type-page","status-publish","hentry"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"caner","author_link":"https:\/\/vakifbank.de\/en\/author\/caner\/"},"uagb_comment_info":0,"uagb_excerpt":"Datenschutzerkl\u00e4rung Inhaltsverzeichnis Stand: 17.08.2023 \u00a0 Wir informieren Sie hiermit \u00fcber die Verarbeitung Ihrer personenbezogenen Daten gem\u00e4\u00df Art. 13 und 14 DSGVO sowie die Ihnen zustehenden datenschutzrechtlichen Anspr\u00fcche und Rechte. Der Inhalt und Umfang der Datenverarbeitung h\u00e4ngen ma\u00dfgeblich davon ab, welche Produkte und Dienstleistungen von Ihnen beantragt bzw. mit Ihnen vereinbart werden. 1. Wer ist f\u00fcr&hellip;","_links":{"self":[{"href":"https:\/\/vakifbank.de\/en\/wp-json\/wp\/v2\/pages\/651","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vakifbank.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vakifbank.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vakifbank.de\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/vakifbank.de\/en\/wp-json\/wp\/v2\/comments?post=651"}],"version-history":[{"count":106,"href":"https:\/\/vakifbank.de\/en\/wp-json\/wp\/v2\/pages\/651\/revisions"}],"predecessor-version":[{"id":4037,"href":"https:\/\/vakifbank.de\/en\/wp-json\/wp\/v2\/pages\/651\/revisions\/4037"}],"wp:attachment":[{"href":"https:\/\/vakifbank.de\/en\/wp-json\/wp\/v2\/media?parent=651"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}