Conditions

Prices for services in standardized business transactions

I. Accounts
Applicable conditions
Credit interest	0,010%
Debit interest	13,50%
Additional overdraft interest	5,00%
II. account management / payment transactions
Account maintenance fee per quarter
Business account	40,00 EUR
Private current account	20,00 EUR

Express transfer	10,00 EUR
Bank statement:
Mailing(postage)	currently valid postage rates
Duplicate extract	5,00 EUR
Account closure	free of charge
Investigation orders	15,00 EUR
Standing order
Attachment	free of charge
Change,Closure	free of charge
Not implemented due to lack of cover	free of charge
Direct debit
Change,Closure	free of charge
Recalculation direct debit/return of direct debit	free of charge
Internet banking	free of charge
Reminder fees
Business account
1st reminder	30.00 EUR
2nd reminder	30.00 EUR
3rd reminder	50.00 EUR
Private account
1st reminder	free of charge
2nd reminder	10.00 EUR
3rd reminder	15.00 EUR
Estate processing	free of charge
Replacement certificate (annual income statement / tax certificate)
For commercial accounts	35.00 EUR
For private accounts	10.00 EUR
Early termination for time deposits	In the event of early termination, 1/4 of the credit interest rate for the remaining term of the contract, a maximum of 900 interest days (2 1/2 years) as well as 1% handling fee calculated on the available capital; minimum 50.00 euros.
Confirmations for GmbH formation according to § 10 GesmbH Act	75.00 EUR

Funds for foreign transfers

Foreign bank transfer in EURO to Turkey	Recipient bank T. Vakiflar Bankasi in Turkey	Recipient bank other institutes in Turkey
Up to EUR 200.00	EUR 6,00	EUR 8,00
from EUR 201.00 to EUR 500.00	EUR 7,00	EUR 10,00
from EUR 501.00 to EUR 1,000.00	EUR 8,00	EUR 12,00
from EUR 1,001.oo to EUR 2,000.00	EUR 13,00	EUR 15,00
from EUR 2,001.00 to EUR 5,000.00	EUR 20,00	EUR 25,00
from EUR 5,001.00	0.20% plus rounding adjustment to whole 10 cents	0.25% plus rounding adjustment to whole 10 cents
min.	EUR 20,00	EUR 25,00
plus fixed expenses	EUR 15,00	EUR 20,00
plus possible express fee	EUR 10,00	EUR 10,00

Foreign currency transfer to Turkey Cash deposit in EURO	Recipient bank T. Vakiflar Bankasi in Turkey	Recipient bank other institutes in Turkey
Course	Foreign exchange sale	Foreign exchange sale
plus transfer charges as per table above (Euro equivalent)
plus dollar charges, if transfer in USD or CAD	EUR 15,00	EUR 20,00

Fees for incoming payments from abroad

Receipts from abroad in EURO Cash payment in EURO
C.1 Receipts from abroad in EURO
SHARE and BEN transfer through all banks
Private
less expenses	0.25% plus rounding adjustment to whole 10 cent
min.	EUR 8.00
plus fixed expenses	EUR 15.00
Trade
less expenses	0.25% plus rounding adjustment to whole 10 cent
min.	EUR 15.00
plus fixed expenses	EUR 20.00
2. OUR transfers
2.1 Transfers through T. Vakiflar Bankasi
Private	0.25 % of the transfer amount min. 22 Euro max. 100 Euro
Trade	0.25 % of the transfer amount min. 30 euros max. 100 euros
2.2 Transfers through other banks
Private	0.25 % of the transfer amount min. 35 Euro
Trade	0.25 % of the transfer amount min. 40 euros
C.2 Receipts from abroad in foreign currency
Credit note in EURO
SHARE, BEN, OUR transfers through all banks
	Purchase price
	Foreign exchange
Private
less expenses	0.25% plus rounding adjustment to whole 10 cent
min.	EUR 8.00
less fixed expenses	EUR 15.00
less dollar charges, if transfer is in USD or CAD	EUR 10.00
Trade
less expenses	0.25% plus rounding adjustment to whole 10 cent
min.	EUR 15.00
less fixed expenses	EUR 20.00
less dollar charges, if transfer is in USD or CAD	EUR 20.00

Other charges

Other Funds

Change of remittance data
Private
Transfer to Vakifbank	EUR 10.00
Transfer to another bank	EUR 15.00
Trade
Transfer to Vakifbank	EUR 20.00
Transfer to another bank	EUR 25.00
Urgent surcharges for urgent payments
Other countries except Sepa except Turkey	-
Private	EUR 20.00
Trade	EUR 30.00
Confirmations (visa, embassy, MA, etc)	EUR 50.00
Processing of withdrawals from a savings account Vakifbank Turkey	EUR 30.00
Tax office confirmation	EUR 10.00
Copies of accounting vouchers	EUR 5.00
Balance confirmation for audit	EUR 75.00
Address research in case of lack of duty to cooperate	EUR 25.00 plus third-party expenses
Pledge	EUR 50.00
* For account customers only